The good news is he wasn’t charged by police. The bad news is that his insurance company refused to pay up for the vehicle’s value. Turns out they didn’t have to. Ayobi didn’t realize that modifications are not allowed under his policy. Unfortunately for him, he modified the exhaust system without reading the fine print. The $35,000 CAD claim was ultimately denied.
“If I knew modifications would affect insurance I wouldn’t have done that,” he said. The aftermarket exhaust system cost him $2,000 but he kept the original system in his basement knowing he’d have to reinstall it at the end of his four-year lease. Not only did this seemingly small modification end up costing him the value of the car, but the insurance company also canceled his policy.